A professional Island Pacific-REALTORS®agent has the most pertinent information on all properties that is available for sale. You will not waste time looking at unsuitable properties. Remember, this may be the biggest purchase of your lifetime and we are here to guide YOU! We owe you the highest duties as a Buyer with confidentiality, loyalty and utmost care.

 

Getting Prequalified

It is important to know where you stand financially before you start looking to purchase.  Getting in touch with a loan officer and getting prequalified will help you in getting your offer accepted by a Seller.  Knowing what you can afford depends on your income, credit rating and down payment will determine your interest rate. Please feel free to checkout our Mortgage Calculator for basic calculation of your possible payments.

 

 

Needs & Want

Determining the home best suited to your needs-size. Number of bedrooms and bathrooms, style, features, location, accessibility to schools, transportation, view, parking, yard space, pet policy etc... Your Island Pacific-REALTORS®agent will do all the research, provide you neighborhood home and/or building information before looking at the property.

 

 

Purchase Contract

Your Island Pacific-REALTORS®agent will provide you with comparable sales data to determine the best offer to make based on market conditions.  We will act as your agent between you and the Seller to present offers and counter-offers until an agreement is reached.

 

 

Offer Accepted

Congratulations! The process begins with escrow, home inspections, reviewing of Seller's disclosure, title report, appraisal, survey, termite inspection and other special contingencies that you may have with the Seller. Your Island Pacific-REALTORS®agent will guide you from beginning to end!

 

 

Closing & Home Ownership 

Keys are handled over to you! Filing of Home Exemption with the City & County of Honolulu will help you save on monthly property taxes if you are an owner occupant.

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Island Pacific-REALTORS®will continue to be your agent for life providing you with any resources needed in real estate.  We appreciate any referrals you provide to us, looking forward to helping your family and friends!